This Privacy Policy governs the manner in which Ternio, LLC collects, uses, maintains and discloses information collected from users (each, a “User”) of the Unbanked.com website (“Site”). This privacy policy applies to the Site and all products and services offered by Ternio, LLC.

Personal identification information

We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site. Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Ternio will ask for the following information from you in order to create an account or perform KYC for financial products:

Wallet

  • Email
  • Legal Name
  • Physical address including zip code
  • State
  • Country
  • Phone number
  • Date of birth

Prepaid Debit Card/Bank Account

  • Email
  • Legal Name
  • Physical address including zip code
  • State
  • Country
  • Phone number
  • Date of birth
  • Tax number (SSN)
  • Driver’s license number and expiration OR Passport

 

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

 

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

 

How we use collected information

Our primary purpose in collecting information is to help us operate, provide, improve, customize, support, and market our Services. Ternio may use your information to:

    • To personalize user experience. We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
    • To improve our Site. We may use feedback you provide to improve our products and services.
    • To help push grassroots movement issues with like minded organizations. Your personally identifiable information would only be shared with organizations on campaigns that you opted in for via a petition on the site.
    • Provide the Services and customer support you request;
    • Verify your account;
    • Resolve disputes and troubleshoot problems;
    • Prevent and investigate potentially prohibited or illegal activities, and/or violations of our posted Terms;
    • Deliver targeted marketing and service update notices based on your communications preferences.

We will not use your information for purposes other than those purposes we have disclosed to you, without your permission.

 

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

 

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others except where the user has opted in via a petition on the site. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

However, we may also share information with law enforcement, government officials, or other third parties when:

    • We are compelled to do so by a subpoena, court order, or similar legal procedure; or
    • We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our Terms.

 

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

 

Google Adsense

Some of the ads may be served by Google. Google’s use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses “non personally identifiable information” and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

 

Changes to this privacy policy

Ternio, LLC has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

 

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

If you have any questions about this Privacy Policy, the practices of this site, concerns of misuse of personal data or your dealings with this site, please contact us  via email at: [email protected]Unbanked.com or US mail at the below address.

Ternio, LLC
3340 Peachtree Rd NE, Atlanta, GA 3032

 

Previous update May 1, 2020