Introducing Unbanked Vault

At Unbanked, we’re always working tirelessly to bring you the best, most cutting edge financial products on the market, powered by blockchain. Today, as an early holiday present, we’re announcing the release of Unbanked Vault, a new service that is coming in 2022.

As you may know, TERN holdings in the dashboard will be converted to UNBNK in 2022.  You don’t have to do anything for this conversion to happen.  After the conversion takes place we will be releasing a new feature called Unbanked Vault.  This feature will enable Stellar-based UNBNK holders to stake their UNBNK and earn rewards.  The more you stake, the more you make!  Learn more here.

Rewards Tiers

  • 0 – 500,000 UNBNK = 1% rewards
  • 500,001 – 1,000,000 UNBNK = 2% rewards
  • 1,000,001 – 1,500,000 UNBNK = 3% rewards
  • 1,500,001 – 2,000,000 UNBNK = 4% rewards
  • 2,000,001 – 2,500,000 UNBNK = 5% rewards
  • 2,500,001 – 3,000,000 UNBNK = 6% rewards
  • 3,000,001 – 3,500,000 UNBNK = 7% rewards
  • 3,500,001 – 4,000,000+ UNBNK = 8% rewards

Staking Terms

  • 6 month lock for all tiers. 
  • XLM UNBNK is staked, rewards are paid on ERC-20 UNBNK (as outlined above) denominated in USD. 
  • You can break the 6 month lock, but will forfeit all rewards + pay a 10% “burn” tax on existing XLM UNBNK holdings. 
  • After 6 months (and assuming no early withdraw) the customer receives their ERC-20 UNBNK

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